Dental Programs for members

Think you can’t afford to offer dental insurance to your employees?
Can you afford not to?

Did you know…

• 100 million work hours are lost annually to dental illness*?
  
• Studies show that 56% of employees surveyed without dental insurance rank it, behind only medical, as the most desired benefit**?
  
• 76% of employees surveyed rate dental insurance as extremely or very important for themselves and 79% rate dental insurance that high for their dependents***?
  
• Regular examinations by a dentist can prevent the onset of dental disease such as tooth decay, periodontal (gum) disease and oral cancer****?

Voluntary Dental Insurance – An employee-paid benefit
A comprehensive benefit package is essential in attracting and keeping quality employees. However, as the cost of dental procedures increase the cost of providing dental insurance increases, making it difficult for employers to afford quality coverage. In response to this growing need, SMA has partnered with Fortis Benefits Insurance Company to offer a cost effective Voluntary Dental product.

Fortis Benefits Voluntary Dental Insurance offers your employees:

• Immediate access to preventive services such as routine exams, cleanings and periodontal maintenance
• Preventive Services paid at 100% coinsurance
• Free coverage to children under 3 years of age
• Increasing benefits with continued participation
• Freedom of choice to visit any dentist of their choice
• No employer premium costs
• Nationwide coverage
• No participation requirement – minimum of 5 lives enrolled
• Ask about our employee pre-tax plan

Contact Rolando Capanna at Winchester Benefits Group to learn more about the Dental insurance coverage available from Fortis Benefits insurance Company.

Rolando Capanna
Winchester Benefits Group
91 Montvale Avenue
Stoneham, MA 02180
Phone: 888-976-401k
Fax: 781-438-2115
rcapanna@winbengrp.com

* Health Insurance Underwriter, October 1996
**“Dental Care Coverage in the United States – A Review of Current Literature,” LIMRA
*** ibid
**** WebMD Health

Policies issued will contain limitations and exclusions; contact Fortis Benefits Insurance Company for details.